Unfortunately, insurance claims for theft and vandalism are typically denied.
If you have suffered a loss through theft or vandalism, then work with a qualified, experienced attorney who will be dedicated to your interests. Your Insurance Attorney has the knowledge and skills that you need to ensure that your claim is handled quickly and fairly.
If you experience a loss or damage to your property, the following examples may be included under this type of claim:
- Broken windows
- Spray paint/graffiti on walls/structures
- Stolen electronics
- Missing jewelry
- Broken light fixtures
- Stolen family heirlooms
Even if the damage is “just” the result of vandalism, the effects can be severe. Not only is there an economic cost associated with repairing or replacing any damaged or lost articles, but an emotional toll as well.
Insurance agents are very adept at making customers feel well-protected and cared for when selling a policy. Unfortunately, many people see that sympathy and support evaporate when they file a claim.
The customer believes that the policy covers their loss, but the insurance company doesn’t agree. They either offer a lowball amount that doesn’t come close to covering the damages, or they deny the claim outright.
No matter where you are in the claims process, we can help you with free legal advice. If you called your insurance company first, make your second call to Your Insurance Attorney.
You need an experienced legal advocate working at your side throughout the process to ensure that your insurance company deals with you fairly, ethically, and legally. As theft insurance claims lawyers, we not only review all of your losses and arrange for independent estimates of their worth but also review your insurance policy.
THEFT AND VANDALISM
No one expects to need a theft insurance claims lawyer. Here are some things that you can do to protect yourself from such losses:
- Maintain polite relationships with neighbors
- Install a security system and cameras in and around your property
- Keep all doors and windows closed and locked
- Use strong exterior lighting
- Keep your most valuable belongings out of sight
- Tell only select others about your vacation plans
The most sensible first step is to call the local police department. They will take your statement about what happened and conduct an investigation. Take your time going over your property so that you can note all of the missing or damaged articles. Maintain a list of these items so that none are forgotten.
Whenever possible, take pictures of the damage or look for existing photos of missing items to prove your losses.
Once the police investigation and your insurance claim are underway, it is a good idea to contact Your Insurance Attorney.You might think that you can’t afford legal representation in this matter, but that’s absolutely not the case. Your Insurance Attorney doesn’t receive a penny of compensation unless you do.